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Competitive Report

Latest Issue

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash

Volume 10 | Issue 03 | (19 Sep 2017 – 23 Sep 2017)

Posted on: 23 Sep 2017

Zivanta.com is a credit card research and rewards analytics portal. Using proprietary web harvesting algorithm, Zivanta consolidates information across multiple credit card issuers daily, normalizes and validates data and provides comparative intelligence on product and pricing to financial services industry. Zivanta produces a suite of credit card competitive intelligence products, including, i) Daily Product, Pricing and Fees Review of Top US Credit Card Issuers, ii)Weekly Top US Credit Card Issuer Product and Pricing Flash, iii) Weekly Credit Card Compendium.

Volume 10 | Issue 03 | (19 Sep 2017 – 23 Sep 2017)

Ally

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

American Express

Rates and Pricing Revised:

1. Blue Cash Everyday Card from American Express

  •  Regular purchase and Balance Transfer promo period are increased from 12 months to 15 months.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Bank of America

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Barclaycard

** Zivanta has tracked that Barclaycard has shut down one of its previous credit cards.

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.

Inactive Credit Cards**:

  1. Barclaycard Ring Platinum MasterCard
More.....

BMO Harris

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Capital One

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Chase

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Citibank

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Comerica

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Discover

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

HSBC

**Zivanta has tracked two new cards issued by HSBC bank for the first time and shut down two of its previous credit cards.

Rates and Pricing Revised:

1.    HSBC Cash Rewards Mastercard

  • Regular purchase and Balance Transfer minimum APR is 13.99% while Maximum APR is 23.99%.
  • No foreign transaction and Annual Fee.
  • Late payment penalty fee and APR is $37 and 30.99% respectively.
  • Balance Transfer transaction fee is 4% or $10.

2.    HSBC Gold Mastercard 

  • Regular purchase and Balance Transfer minimum APR is 11.99% while Maximum APR is 19.99%.
  • No foreign transaction and Annual Fee.
  • Late payment penalty fee is $37.
  • Balance Transfer transaction fee is 4% or $10.

Rewards Program Revised:

1.    HSBC Cash Rewards Mastercard

  • 2% cash back on purchases after making purchases within the first 6 months from Account opening and after that receive 1.5% cash back.
  • Receive $150 cash back after spending $500 or more in the first 3 months from Account opening.
  • Earn 10% Anniversary Bonus on all Cash Rewards earned each year.
  • The bonus cash rewards can be redeemed in the form of Cashback.

2.    HSBC Gold Mastercard

  • No Annual fee and 0% introductory APR on credit card purchases and balance transfers for 18 months.
  • No foreign transaction fee.

Inactive Credit cards**:

  1. HSBC Advance Mastercard
  2. HSBC Premier World Mastercard
More.....

Key Bank

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Penfed Credit Union

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

  Rewards Program Revised:

  • No change in Rewards Program.
More.....

PNC

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Regions

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

SunTrust

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

TD Bank

Rates and Pricing Revised:

1.     Aeroplan Visa Signature Credit Card, Ameritrade Client Rewards Card and Cash Credit Card

  • Balance Transfer transaction fee is decreased from $10 to $5 or 4% to 3%.

2.     First Class Visa Signature Credit Card

  • Balance Transfer transaction fee is decreased from $10 to $5.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Union Bank

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

US Bank

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

USAA

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Wells Fargo

Rates and Pricing Revised:

  • No change in the Credit Cards Rates and Pricing.

Rewards Program Revised:

  • No change in Rewards Program.
More.....

Weekly Product & Pricing Flash

Latest Issue

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash

Volume 10 | Issue 03 | (19 Sep 2017 – 23 Sep 2017)

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Weekly Product & Pricing Flash Report

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash

Weekly Commentary -Top U.S. Credit Card Issuer Product & Pricing Flash